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Overdrafts...

Discussion in 'General Discussion' started by iamian, Feb 24, 2004.

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  1. iamian

    iamian Registered User

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    Overdrafts...

    just found out that when i had my overdraft increased before xmas they pre-approved it for another 500 quid but didn't tell me...

    how good is that!

    the woman in barclays is my hero :love:
    so now i'm have money to live on again! :cool:

    not gonna love it when ihas to be paid back tho :(
    iamian, Feb 24, 2004
    #1
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  3. Anderzz

    Anderzz Registered User

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    yeah.. paying them back is a right kick in the knackers.

    im planning on getting a loan soon to buy more driving lessons and pay my overdraft off... dunno how much that will help like but im fucking skinted
    Anderzz, Feb 24, 2004
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  4. Nik

    Nik Registered User

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    I need a big overdraft for this summers holiday with my mates to malia!!!


    how much did Barclays give you mate??? I need to investigate which is the best place to go!!!
    Nik, Feb 24, 2004
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  5. iamian

    iamian Registered User

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    i've got 1500 interest free and you can get up to 3 grand...

    i'm on 2500 at the mo, fuck knows when how thats gonna get paid back :eek:

    you may have to do a budget planner and be a bit clever with what you put on it ;)
    iamian, Feb 24, 2004
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  6. WebbA

    WebbA Registered User

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    overdrafts can lead you into major debt, ive got a grand overdraft which is nearly always at its limit before payday, then theres the loan lol
    WebbA, Feb 24, 2004
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  7. iamian

    iamian Registered User

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    a quid interest a month for being 500-700 quid over my interest free aint bad tho... lasts for a year after i graduate too :cool:
    iamian, Feb 24, 2004
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  8. Cookee

    Cookee Registered User

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    Overdrafts

    *cringes*:cry: DONT DO IT KIDS!! :lol:
    Cookee, Feb 24, 2004
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  9. Jimmy

    Jimmy Registered User

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    Re: Overdrafts

    Agreed!!!:D(strongly)
    Jimmy, Feb 24, 2004
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  10. scruf

    scruf Registered User

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    Re: Re: Overdrafts

    doubley agreed :( :cry:
    scruf, Feb 24, 2004
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  11. Jimmy

    Jimmy Registered User

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    Re: Re: Re: Overdrafts

    who's that in your av Tom?
    Jimmy, Feb 24, 2004
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  12. Guest

    its shit ive got £500 overdraft currently at about £493 :lol:
    , Feb 24, 2004
    #11
  13. WebbA

    WebbA Registered User

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    the temptation of credit is a evil one, when i was unemployed for 6months i was living on an overdraft and 2 credit cards, its took me another 6months to pay most of it off
    WebbA, Feb 24, 2004
    #12
  14. scruf

    scruf Registered User

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    Re: Re: Re: Re: Overdrafts

    new bird ;)
    scruf, Feb 24, 2004
    #13
  15. Jimmy

    Jimmy Registered User

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    Re: Re: Re: Re: Re: Overdrafts

    u wish
    Jimmy, Feb 24, 2004
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  16. scruf

    scruf Registered User

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    Re: Re: Re: Re: Re: Re: Overdrafts

    true.

    someone put up a thread called "get this bird to dj promise" or somethin aaaages ago... think it was james or revel.. :think:
    scruf, Feb 24, 2004
    #15
  17. Jimmy

    Jimmy Registered User

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    Re: Re: Re: Re: Re: Re: Re: Overdrafts

    Ah:love:
    Jimmy, Feb 24, 2004
    #16
  18. johntystar

    johntystar Registered User

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    yeah i'm in my overdaft quite heavilly, finding myself thinking that it is money that i have, rather than money i have borrowed, was in credit during the summer for a while tho, nothing a few months working and saving won't cover, the loan is another thing tho:(

    its all depressing, especially if you consider how much of the economy must be relying on repayment of loans, not just student ones, bubble will burst at some point.
    johntystar, Feb 24, 2004
    #17
  19. iamian

    iamian Registered User

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    an you never go out! :eek:

    think how bad it is for me! ;) :p
    iamian, Feb 24, 2004
    #18
  20. Smog

    Smog Registered User

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    At the bottom of a £1500 overdraft... spent nearly 4 grand in my first semester at uni... only just recovering now. :spangled:
    Smog, Feb 24, 2004
    #19
  21. graham

    graham Registered User

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    aye.
    i havent got an overdraft yet, just done the 'sensible' thing and got a credit card, maxed it in about 6 mnths now still paying the fucker off :mad:
    graham, Feb 24, 2004
    #20
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